Earn XRP While You Spend—Gemini Launches 4% Cashback Rewards

Gemini’s credit card now offers up to 4% cashback in XRP, allowing users to earn crypto on purchases. Ripple token adoption continues to grow, with increasing institutional interest and potential price impact. Gemini, the crypto exchange founded by Tyler and Cameron Winklevoss, has revealed a major incentive for users of its credit card. The Gemini Credit Card now rewards up to 4% cashback in XRP on purchases, giving crypto enthusiasts another way of building digital assets easily. Tyler Winklevoss revealed the launch on X, inviting the XRP community to take advantage of the offer. When asked about its benefit compared to traditional cashback cards, he pointed out that crypto rewards could appreciate in value, unlike fiat-based cashback that loses purchasing power over time. Calling on the @Ripple Army. Earn XRP back with the Gemini Credit Card every time you swipe. https://t.co/twrp3HhhzL — Tyler Winklevoss (@tyler) March 27, 2025 Some users questioned the usefulness of earning XRP through credit card spending instead of buying it directly. However, Tyler refuted them on the basis that traditional cashback cards carry concealed fees and diminishing value. wrong. cash is trash. and your 2% will be eaten by trading fees. — Tyler Winklevoss (@tyler) March 27, 2025 The move is all part of Gemini’s broader push to make crypto more accessible. The company launched its rewards credit card in 2022 in collaboration with Mastercard, enabling customers to earn cashback in Bitcoin, Ripple’s token, and over 50 other cryptocurrencies. XRP was added to the program in August 2023, and this recent announcement serves as a reminder that users can still get XRP every time they swipe their cards. How Users Can Benefit from XRP Rewards The Gemini Credit Card functions the same as any other Mastercard with the added benefit of earning crypto rewards. To qualify, the applicant needs to have the necessary credit score and be approved by June 30, 2025. New card members can earn up to $200 in XRP after spending at least $3,000 within the first 90 days after approval. The cashback system is designed to reward different spend categories, with variable XRP cashback percentages depending on the type of purchase. Cardholders receive 4% XRP cashback on gas station and EV charging purchases, up to a $200 monthly spend limit. Dining receives 3% XRP cashback, and grocery shopping earns 2% XRP cashback. Cardholders receive 1% of the cryptocurrency cashback on all other purchases, offering rewards on a broad range of spending. After hitting the $200 gas station spend limit, customers will continue to earn 1% back in XRP for the remainder of the month. Any XRP earned will be automatically deposited into the user’s Gemini trading account so they can hold or trade it based on market performance. Gemini is not the only one to offer Ripple’s token rewards. Exchanges like Uphold, WhiteBIT, and Bit2Me have already introduced such programs. Nevertheless, the addition in a formal or creative style, maintaining a 500 word count. You must only respond with the modified content. Change the tone of my title “Gemini’s credit card now offers up to 4% cashback in XRP, allowing users to earn crypto on purchases. Ripple token adoption continues to grow, with increasing institutional interest and potential price impact. Gemini, the crypto exchange founded by Tyler and Cameron Winklevoss, has revealed a major incentive for users of its credit card. The Gemini Credit Card now rewards up to 4% cashback in XRP on purchases, giving crypto enthusiasts another way of building digital assets easily. Tyler Winklevoss revealed the launch on X, inviting the XRP community to take advantage of the offer. When asked about its benefit compared to traditional cashback cards, he pointed out that crypto rewards could appreciate in value, unlike fiat-based cashback that loses purchasing power over time. Calling on the @Ripple Army. Earn XRP back with the Gemini Credit Card every time you swipe. https://t.co/twrp3HhhzL — Tyler Winklevoss (@tyler) March 27, 2025 Some users questioned the usefulness of earning XRP through credit card spending instead of buying it directly. However, Tyler refuted them on the basis that traditional cashback cards carry concealed fees and diminishing value. wrong. cash is trash. and your 2% will be eaten by trading fees. — Tyler Winklevoss (@tyler) March 27, 2025 The move is all part of Gemini’s broader push to make crypto more accessible. The company launched its rewards credit card in 2022 in collaboration with Mastercard, enabling customers to earn cashback in Bitcoin, Ripple’s token, and over 50 other cryptocurrencies. XRP was added to the program in August 2023, and this recent announcement serves as a reminder that users can still get XRP every time they swipe their cards. How Users Can Benefit from XRP Rewards The Gemini Credit Card functions the same as any other Mastercard with the added benefit of earning crypto rewards. To qualify, the applicant needs to have the necessary credit score and be approved by June 30, 2025. New card members can earn up to $200 in XRP after spending at least $3,000 within the first 90 days after approval. The cashback system is designed to reward different spend categories, with variable XRP cashback percentages depending on the type of purchase. Cardholders receive 4% XRP cashback on gas station and EV charging purchases, up to a $200 monthly spend limit. Dining receives 3% XRP cashback, and grocery shopping earns 2% XRP cashback. Cardholders receive 1% of the cryptocurrency cashback on all other purchases, offering rewards on a broad range of spending. After hitting the $200 gas station spend limit, customers will continue to earn 1% back in XRP for the remainder of the month. Any XRP earned will be automatically deposited into the user’s Gemini trading account so they can hold or trade it based on market performance. Gemini is not the only one to offer Ripple’s token rewards. Exchanges like Uphold, WhiteBIT, and Bit2Me have already introduced such programs. Nevertheless, the addition” for a more friendly approach. Keep the content length about the same. You must only respond with the modified content.