XRP Update: XpFinance is launching a cutting-edge non-custodial lending protocol on the XRPL and is set to introduce the $XPF token.

In 2025, Ripple is gaining significant attention with strategic moves that are propelling XRP’s growth. Key highlights include a partnership with Chipper Cash, Africa’s top fintech company, aimed at transforming cross-border payments, a daring $10 billion plan to acquire Circle’s USDC stablecoin, and a commitment of $25 million to support U.S. teachers and educational programs through its RLUSD stablecoin. In this context of transformative progress, Xp.Finance is poised to be a pivotal innovation in decentralized finance (DeFi) on the XRP Ledger (XRPL). As the first fully decentralized, non-custodial lending and borrowing protocol on XRPL, Xp.Finance is set to harness XRP’s capabilities, offering unmatched financial independence, swift transaction speeds, and enticing rewards via its innovative XPF token, thereby establishing a new benchmark for blockchain-enabled financial liberty. This makes XpFinance one of the most eagerly awaited launches of 2025. Visualize turning your dormant XRP investments into active, revenue-producing assets immediately. XpFinance achieves this by offering quick, safe, and over-collateralized loans that are entirely non-custodial and free from intermediaries. Utilizing the XRPL’s rapid transaction capabilities, minimal fees, and exceptional scalability, XpFinance aims to transform decentralized finance (DeFi) by delivering unmatched efficiency and financial liberty. Presenting $XPF: A Utility Token You Won’t Want to Overlook. The XPF token is central to XpFinance, serving as your access point for governance authority and chances to earn passive income. Genuine Governance, Genuine Authority: Holders of the XPF token play a pivotal role in determining the future of the platform by voting on essential elements like borrowable assets, risk settings, and growth strategies. Generate Passive XRP Revenue: Each transaction involving lending and borrowing incurs fees that are directly shared with XPF holders. By staking your tokens, you earn regular XRP rewards, which connects the platform’s expansion directly to your financial gains. The tokenomics are designed for significant growth and sustainability. The overall supply consists of 200 million XPF tokens. Presale Allocation: 30% (offering exclusive early access).