COTI Launches Interphase to Enable Private Crypto Transfers Across 30+ Blockchains

COTI Foundation has introduced Interphase, a privacy-focused application designed to enable confidential money transfers across more than 30 major blockchain networks. The project aims to address a limitation of public blockchain transactions, where wallet addresses and transaction histories can expose financial relationships, payment amounts, and the movement of funds between networks. With its dedicated website now live, COTI has outlined a development roadmap extending from late 2026 into early 2028.

Interphase is positioned as the flagship application on the COTI protocol and a step toward making private programmable money more accessible. According to the announcement, the system is designed to support confidential, unlinked transfers while allowing users to retain control of their funds. The long-term objective is to make private transfers as straightforward as conventional onchain transactions, without requiring users to abandon their preferred blockchain ecosystems.

COTI Targets Blockchain Privacy With Interphase

Public blockchains provide transparent transaction records that allow anyone to inspect activity associated with wallet addresses. While this transparency supports verification and accountability, it can also create problems for users who want to keep their financial activity private. Cross-chain transactions can make the situation more complicated because transfers, swaps, and bridge activity may create additional records that observers can use to trace funds.

Interphase aims to address this issue by introducing a privacy layer for moving money between blockchain networks. COTI says its design will support confidential transfers that do not expose a shared transaction history between the sender and recipient. The project also emphasizes user control over funds, although its precise privacy guarantees, security assumptions, and supported transaction conditions will need to be assessed as implementation details become available.

The potential applications extend beyond individual cryptocurrency transfers. Businesses could use confidential payments for payroll and vendor settlements, while consumers might benefit from greater financial privacy when paying for services or moving assets between networks. Such applications could be particularly relevant for organizations that use public blockchains but do not want competitors or unrelated observers to monitor every payment.

However, privacy systems must balance confidentiality with security and applicable legal obligations. The effectiveness of Interphase will depend on its technical implementation, independent security assessments, supported assets, and ability to prevent transaction information from being reconstructed through other available data.

Interphase Roadmap Targets Bitcoin, Ethereum, and TRON

COTI has outlined three development phases for Interphase, beginning with private cross-chain payments between the fourth quarter of 2026 and the first quarter of 2027. This initial stage is planned to support Bitcoin, Ethereum, Solana, and TRON, with transfers targeted to settle in under 60 seconds. These are roadmap objectives rather than confirmed performance results, and actual settlement times will depend on network conditions and implementation.

The second phase, scheduled for the second and third quarters of 2027, is intended to expand support to Base, Arbitrum, BNB Chain, Sui, and Aptos. COTI also plans to introduce additional business and consumer applications, including private travel bookings and confidential payroll. If delivered, these features could extend the project beyond basic asset transfers into everyday payments and business operations.

The final phase, planned for the fourth quarter of 2027 through the first quarter of 2028, centers on the Interphase software development kit and one-click merchant checkout. The SDK is intended to help developers integrate private transfers into Web3 websites and applications, while merchant checkout could make confidential payments easier to incorporate into online commerce.

This expansion strategy places Interphase in a market where blockchain interoperability and privacy are increasingly important infrastructure challenges. Supporting multiple networks could make the service useful to people who hold assets across different ecosystems, but the complexity of connecting independent blockchains creates technical and security challenges.

For COTI, the project’s success will depend on turning its roadmap into a reliable product that users and businesses can adopt without unnecessary friction. The proposed combination of cross-chain reach, user-controlled funds, and confidential settlement gives Interphase a clear target market, but adoption, transaction performance, and independently verified privacy protections remain key milestones.

If the planned integrations and payment features arrive on schedule, Interphase could give COTI a broader role in the development of private blockchain-based financial services. For now, the announcement establishes the project’s direction, while its practical impact will become clearer as the initial payment system moves toward deployment.